the latest detail is my loan officer said i could not get a mortgage if the hvac unit is not working in the home at the time of appraisal. (it wasn't working at the time of inspection, so i assume it's dead) so we've gone back and countered with an offer for the bank to replace the duct work and the a/c unit. i knew the unit was old and in bad shape and was prepared to replace it when i moved in. however i wasn't aware that you couldn't even get a loan if it wasn't working. so it looks like the bank is going to have to replace it for anyone who wants to buy the home...unless they get an all cash offer. so here i am playing the waiting game...again!
Friday, May 15, 2009
still nothing...
I'm trying not to fret, but i still do not have confirmation that the house will be mine. i will be disappointed...a great deal actually, but I'm trying to trust God with all of this. it is so hard. why does it seems everything i want takes forever and ever? 4 years waiting for a baby...34 years waiting on a husband...now waiting for a house! it's a good thing I'm a naturally calm person because this could really make me a bit insane i think!
the latest detail is my loan officer said i could not get a mortgage if the hvac unit is not working in the home at the time of appraisal. (it wasn't working at the time of inspection, so i assume it's dead) so we've gone back and countered with an offer for the bank to replace the duct work and the a/c unit. i knew the unit was old and in bad shape and was prepared to replace it when i moved in. however i wasn't aware that you couldn't even get a loan if it wasn't working. so it looks like the bank is going to have to replace it for anyone who wants to buy the home...unless they get an all cash offer. so here i am playing the waiting game...again!
the latest detail is my loan officer said i could not get a mortgage if the hvac unit is not working in the home at the time of appraisal. (it wasn't working at the time of inspection, so i assume it's dead) so we've gone back and countered with an offer for the bank to replace the duct work and the a/c unit. i knew the unit was old and in bad shape and was prepared to replace it when i moved in. however i wasn't aware that you couldn't even get a loan if it wasn't working. so it looks like the bank is going to have to replace it for anyone who wants to buy the home...unless they get an all cash offer. so here i am playing the waiting game...again!
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1 comment:
Foreclosures are such a pain! Loans are such a pain! It is suppose to be fun, I'm still waiting for the fun part!
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